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Flexible access Since April 2015 those aged over 55 have had full access to their pensions, but the government is keen to prevent those who have accessed funds from recycling that pension income…

For several years the government has been urged to reform the perceived inequality of the pension tax relief system. Under current legislation, greater benefit is given to high earners, with…

Investment Quarterly - January 2019 Please select the above document link to download our latest Investment Commentary

Value investing, the contrarian strategy which focuses on buying unloved and cheap stocks in the expectation that valuations will revert back to their long-term averages, has been a winning strategy…

Going into care is often a worrying and stressful time for all involved. There's the emotional stress for the individual and their family; the practicalities of the move; and last but not least, the…

The Bank of England has opted to hold interest rates. The Monetary Policy Committee voted 6-3 in favour of keeping the base rate at 0.5 per cent with Andy Haldane, the central bank’s chief…

Andrew Herberts, Head of Private Client Investment Management (UK) at Thomas Miller Investment said financial services should be looking at the impact Artificial Intelligence (AI) will have on client…

This year there have been opportunities to make shorter-term tactical active/passive allocations, taking advantage of changing valuations and small periods of volatility. Jordan Sriharan, Head of…

Investment Commentary - June 2018 Please select the above document link to download our latest Investment Commentary

Sir Martin Sorrell stood down as CEO of WPP in April. Thomas Miller Investment looks at the implications of this for the company. Succession management is clearly something companies need to take…