Creating a retirement plan will give you greater visibility around your current financial situation, while empowering you to develop a clear financial strategy in order to achieve your future aspirations; answering any pertinent questions and overcoming any obstacles that may arise throughout your life.

However close or far you are from retirement, taking independent advice on your pensions and savings arrangements can have a major impact on your financial well-being later on in life.

A retirement plan can be made up of a number of products including pensions, ISAs, investments, property and bank accounts. We will work with you to ensure these are structured in the optimum way to meet your financial goals and deliver the overall retirement income you need.

Pensions remain an important part of everyone's retirement planning; however they can be complex and frequently subject to regulatory changes. Identifying the right approach for you is key, looking at consolidation of historic pensions; understanding the proposed new drawdown rules vs the current rules; and whether tax may be incurred by exceeding the new Pensions Lifetime Allowance.

We work with you to:

  • Determine the retirement income you require
  • Provide detailed recommendations on how much and where you should invest
  • Implement and deliver your agreed retirement strategy
  • Keep you updated on legislative changes to pensions’ policy that affect you.

When creating a retirement strategy specific to your needs we will consider:

If you would like to discuss your wealth management options, please contact our wealth management team today.

The value of your investment can go down as well as up, and you can get back less than you originally invested. Past performance or any yields quoted should not be considered reliable indicators of future returns. Prevailing tax rates and relief are dependent on individual circumstances and are subject to change.

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